Skip to main content

Your Fort Lauderdale Dentist Wants You to Understand Your Dental Insurance -

At Excellence in Dentistry in Fort Lauderdale we accept PPO dental insurances. We are in network with Metlife Dental Insurance, Aetna Dental Insurance, Cigna Dental Insurance, Humana Dental Insurance, Guardian Dental Insurance, United Concordia Dental Insurance and many others.  Call our office at 954-928-1666 to see if we are an in network provider for your dental insurance.

Is Dental Insurance New ?

Compared to medical insurance which has been around since the mid-1800s, dental insurance is fairly new.  First offered in California in the 1950s, dental insurance rose in popularity and was common-place by the 1970s. Initially insurance plans established usual and customary rates (UCR) for each area and typically paid a maximum of $1000 annual covering 100% of preventative care, 80% of basic dental work such as fillings and root canals and 50% of major work such as crowns, bridges and dentures. Unfortunately, today insurance companies have become a lucrative business with more interest in cutting your coverage in order to boost their bottom line.  

What Is Preventative Dental Service?

One thing most dental insurance companies do right is cover your preventative dental care (your routine dental exam and cleaning as well a dental x-rays) at 100%.  They know that routine preventative dental care saves money in the long run. Research has shown routine dental exams and regular cleanings reduce the frequency of more costly restorative or major treatments such as dental fillings, root canals, crowns, and extractions. Preventing cavities by visiting your dental hygienist to remove any buildup of plaque and tartar and detecting any areas of concern early  during your regular dental checkup can minimize your need for more invasive and more costly dental treatment. 

Even with your preventative care being covered at 100%, insurance companies cut costs by limiting the number of visits regardless of your dental need. For example, patients with periodontal disease (gum disease) often require dental cleanings with their hygienist every 3 months while many insurances only cover dental cleanings every 6 months.  Gum disease has been linked to a number of other chronic illnesses including heart disease, diabetes and Alzheimer's.  To allow your insurance company to restrict your access to the healthcare you need could have a domino affect on your overall health.  Never let your dental insurance dictate the level of care you receive. Your health is our first priority!

What Is Basic Restorative Dental Service?

Basic restorative dentistry focuses on repairing or replacing your teeth with a goal of restoring your oral health and your ability to chew. If you have a cavity (dental decay), your dentist in Fort Lauderdale will remove the decay and restore your tooth with a composite dental filling.  This tooth-colored composite material can also be used to repair a tooth that is broken or chipped with dental bonding. When dental decay reaches the pulp of your tooth, it can lead to a painful infection.  You may experience a toothache and require root canal therapy

While saving every tooth is the goal of Dr. Rotroff and Dr. Wasselle, there are times when you may need a tooth extraction.  If a tooth is beyond saving, whether due to trauma or decay, you may require an extraction. Most dental insurances cover tooth extraction as a basic service. Wisdom teeth extraction can fall under either Basic Dental Service or Major Dental Service depending on your dental insurance plan. At Excellence in Dentistry we provide IV sedation for our patient's comfort. This service may or may not be covered under your dental insurance.

What Is A Major Dental Service?

A dental crown covers your entire tooth structure to protect and restore your tooth. Dental crowns are almost always placed on teeth following root canal therapy. A dental bridge is a series of crowns used to "bridge" a gap left by missing teeth.  Dental implants the best treatment for replacing missing teeth.

A dental implant is a metal screw that replaces the root of your missing tooth.  Once your dental implant is placed and allowed to heal, an abutment is placed on top of the implant to allow a dental crown to attach and restore the crown of your missing tooth.

Dentures and partial dentures replace several or all of your teeth in either your upper or lower arch. 

What Is A Missing Tooth Clause?

A missing tooth clause states that if a tooth was missing prior to your becoming effective with this dental insurance company, they will not pay for dental treatment needed to replace it.  This is another way insurance companies save money and another example of Never let your dental insurance dictate the level of care you receive.  Missing teeth can create not only aesthetic problems for you but also real health problems.  It is important to your health to replace your missing teeth with a dental bridge, dentures or partial dentures, or dental implants.  Restoring your occlusion is important to your oral health as well as your overall health.  Click here to learn more. 

Dr. Nancy Rotroff and Dr. Gerard Wasselle have over 60 years combined experience bringing the highest quality dentistry to our patients.  Our private  dental practice on Commercial Blvd. provides comprehensive dental treatment for your entire family in a relaxed, welcoming atmosphere.  Whether you need your dental check-up and professional dental cleaning, or periodontal treatment, dental fillings, dental veneers, composite tooth bonding, porcelain crowns, bridges, extractions, dentures or dental implants,  our doctors and staff will make sure you feel at home in our office. We are accepting new patients and accept PPO insurances.

You Might Also Enjoy...